Over steaks, Refreshments & cigars. The 12th game - involves local FCS games (Richmond, W&M & maybe JMU) definitely local games like ODU, Liberty, Maryland, ECU, WVU) as a 12th.
I like the 9 game conference requirement for Power 5. Who was 5th & 6th Team this year? In an expand playoff to 8 - the argument turns towards similar argument- but rather who is 9th & 10th.
It is not so broken for now. Better than BCS. In the future maybe - but not just yet IMHO.